The Gold IRA,
done honestly.
For retirees and near-retirees rolling a 401(k) or IRA into physical precious metals — who have heard the Rosland commercial, taken the Goldco call, and want a structural alternative that operates on the client’s side of the margin. Reserve IRA minimum $100,000. Launching by-invitation cohort Q2 2026.
The retail Gold IRA segment — the celebrity-endorsed, call-for-a-free-kit, rollover-in-48-hours operators — has a documented history the Federal Trade Commission has been prosecuting. The mechanism is consistent: a fear-macro lead, a 60-day IRS rollover deadline used as artificial urgency, a sales-rep pivot from IRS-approved bullion into "exclusive" or "semi-numismatic" coins marked up 30–50% over melt value, and a retiree who discovers the premium only at exit — often years later, when the spread has evaporated. The FTC v. Metals.com / TMTE / Barrick Capital judgment in 2020 was $185M. The segment has not fundamentally changed.
The Office has built the Reserve IRA as the structural inverse. Same eight-section Strategy Brief. Same named refiner sourcing (Argor-Heraeus, MKS PAMP, Valcambi). Same allocated-and-segregated custody — at Brinks, which is IRS-approved for IRA metal storage. Same transparent metal-spread and vaulting pricing. Same written exit posture. Zero numismatic product. Zero commissioned sales. Zero celebrity footprint. Reviewed by a founding partner before delivery, within five business days of intake.
The deliverable, specified.
Named on the marketing page. Contracted at intake. Delivered in writing.
- ✓Reviewed 8-section Strategy Brief — IRA variant
Situation framing, allocation sizing against the rollover balance, custody architecture (self-directed custodian + IRS-approved depository), titling within the IRA wrapper, form of the reserve specified to IRS-eligible product only, implementation sequence against the 60-day rollover deadline, exit posture, and open questions for your CPA or estate attorney. Delivered in five business days.
- ✓IRS-approved Brinks custody — allocated and segregated
Specific, individually identifiable bars designated to your IRA and held apart from any other holder’s metal. Not a pooled account, not a fractional claim. Brinks is IRS-approved for precious-metals IRA storage; the Office works directly through the Brinks relationship. All-risk insurance coverage underwritten at Lloyd’s of London.
- ✓Institutional-grade bullion only
IRS-eligible sovereign bullion coins from the major mints — American Eagles and Buffalos (US Mint), Canadian Maple Leafs (Royal Canadian Mint), Australian Kangaroos (Perth Mint), Austrian Philharmonics, and others — in gold, silver, platinum, and palladium where IRS-eligible. Plus IRS-approved kilo and larger bars and Good Delivery formats. Sourced through direct refiner counterparty relationships with Argor-Heraeus, MKS PAMP, and Valcambi. No numismatic coinage. No "exclusive" or "semi-numismatic" upsell. No "pre-1933 confiscation protection" fiction.
- ✓Self-directed custodian coordination
The Office coordinates with a nationally recognized, industry-leading IRS-approved self-directed IRA custodian on rollover paperwork, funding, and annual reporting. The custodian is administrative; the fiduciary commitment to the architecture is the Office’s.
- ✓Transparent pricing — two line items, brief included
A competitive wholesale spread on the IRS-eligible metal (buy and sell, named in writing by format) plus a vaulting rate at IRS-approved Brinks (negotiated at company level, passed to the client at a discount to retail). The Strategy Brief, custodian coordination, documentation chain, and annual review are included with the engagement. No numismatic premium structure, no AUM percentage, no separate brief fee, no performance fee. The only economics inside the Reserve IRA are the ones disclosed in the brief.
- ✓Written exit posture — built for RMDs and drawdown
The brief names the spread expectations at exit, the mechanism for Required Minimum Distributions once they begin, and the drawdown sequence for when the IRA is converted to cash or in-kind distribution. The exit is written before the entry.
A Gold IRA built on the client’s side of the margin — because the arithmetic requires choosing a side.
What this engagement looks like.
- How is the Reserve IRA different from Augusta, Goldco, Birch, or American Hartford?
- Those operators compete primarily on commissioned-sales conversion. The Office does not. The Reserve IRA carries a written eight-section brief (none of the named operators produce one), is sourced through direct refiner counterparty relationships (named), uses allocated and segregated Brinks custody (explicitly verified, not just "IRS-approved"), and contains no numismatic or "semi-numismatic" product by specification. The pricing is two transparent line items — a competitive metal spread by format and a vaulting rate at the chosen facility, both named in writing — with the brief and implementation included. The arithmetic is the reason: a firm running national celebrity-endorsed media cannot fund that footprint on bullion-grade margin, and therefore must extract the gap from the client through premium product. The Office has elected the inverse commitment.
- What is the minimum? Can I roll a $50,000 IRA?
- The Reserve IRA minimum is $100,000 at this stage. The economics of an engagement at this standard — eight-section brief reviewed by a founding partner, named refiner sourcing, allocated-and-segregated Brinks custody, no commissioned revenue path — do not work below that floor. Retail operators can take $10,000–$50,000 rollovers because their revenue model runs through numismatic premium capture, not engagement economics. The Office is not a retail operator.
- Which self-directed IRA custodian does the Office work with?
- The Office works with a nationally recognized, industry-leading IRS-approved self-directed custodian and names the specific firm in the brief for each engagement. The custodian performs administrative functions — account opening, rollover paperwork, IRS reporting — and does not hold any discretion over the metal itself. The fiduciary commitment to the architecture is the Office’s, not the custodian’s.
- What product is held inside the Reserve IRA?
- IRS-eligible bullion only. Sovereign bullion coins from the major mints — American Gold Eagles and Buffalos, Canadian Gold and Silver Maples, Australian Kangaroos, Austrian Philharmonics, and other IRS-eligible coins in gold, silver, platinum, and palladium where eligible — plus kilo and larger bars meeting IRS purity thresholds and Good Delivery bars for larger engagements. No graded coins, no proof coins, no "semi-numismatic" product, no "exclusive" or "limited-mintage" product. The distinction between IRS-eligible and IRS-approved-but-upsold is the line retail operators cross to generate their margin; the Office does not.
- What happens at Required Minimum Distribution age?
- RMDs from a precious-metals IRA can be taken as cash (the Office coordinates a partial sale through the same refiner counterparty relationship the brief names, at the then-prevailing spread) or as in-kind distribution (specific bars withdrawn from Brinks and titled directly to the client outside the IRA wrapper). The brief names the expected mechanism and the cost structure for both paths, so the RMD is planned before it is required, not managed under time pressure.
- When can the cohort launch?
- The Reserve IRA is accepting by-invitation engagements beginning Q2 2026. The Office accepts a small number of IRA engagements each quarter; selection is by considered fit, not by pace of inbound. Intakes submitted now will be reviewed in order received.
The Gold IRA, built the way the Office builds everything else.
The Reserve IRA is not a different product with a different standard. It is the same eight-section engagement, the same refiner sourcing, the same allocated-and-segregated Brinks custody, inside the IRA wrapper — with the retail premium-capture mechanism deliberately absent. Begin the intake now. The reviewed brief is delivered within five business days of intake.
The metal is yours — not a fund’s, not a claim on any counterparty.
Reviewed brief delivered in five business days of intake. The engagement structure is named in the brief — you proceed only if both fit your situation.
The Office accepts a small number of new engagements each quarter. Selection is by considered fit, not by pace of inbound.